Learn how to sponsor dependants for medical insurance in the UAE, what’s covered, and the best options for families. Who Qualifies as a Dependant? In the UAE, the definition of a dependant for medical insurance purposes typically includes your spouse and children, and in some cases, your parents. Children are generally covered until the age […]
20
Sep
Sep
The UAE is home to one of the world’s largest expat populations and, for many of these residents, life insurance serves as a crucial financial safety net. However, the needs of an expat differ from those of a local citizen. With no state-provided life cover, no pension guarantees, and the possibility of relocating at short […]
15
Sep
Sep
What Counts as Basic Coverage? In the UAE, a basic medical insurance plan, which is often referred to as a Minimum Benefit Plan (MBP) or Essential Benefits Plan (EBP), is designed to satisfy the legal minimum requirements. These plans provide the essentials: access to general practitioners, limited specialist referrals, basic diagnostic tests, and emergency treatment. […]
10
Sep
Sep
Why ‘One-Size-Fits-All’ Doesn’t Work in the UAE. Life insurance isn’t just about securing a payout – it’s about ensuring that your loved ones can maintain their quality of life if you are no longer there to provide for them. In the UAE, the right coverage amount can vary greatly depending on lifestyle, family size, financial […]
02
Sep
Sep
Meeting Your Legal Obligations. In the UAE, corporate medical insurance is no longer an optional perk – it’s a legal obligation. From January 2025, all employers have been required to provide at least the minimum level of medical cover to their employees. This expansion builds on the well-established systems in Dubai and Abu Dhabi, where […]
18
Aug
Aug
If you’re living in the UAE and not covered by employer-provided medical insurance, it’s crucial not to delay securing your own medical cover. This is true whether you’re self-employed, dependent on someone else, or between jobs. With healthcare costs rising rapidly and new regulations mandating medical insurance across all emirates, being uninsured is not only […]
11
Aug
Aug
The landscape of medical insurance in the UAE is evolving rapidly. With new legal mandates, rising healthcare costs, and a growing emphasis on preventative and mental health, comprehensive medical cover is no longer a luxury, it’s a necessity. Whether you’re an expat worker, a business owner, or a long-term resident, understanding these changes is key […]
14
Jul
Jul
Term life insurance in the UAE is seeing record-high demand, as residents increasingly recognise the importance of protecting their families financially. With the after-effects of the Covid-19 pandemic, rising health concerns, and a growing expatriate population, term life cover is now a vital part of financial planning for individuals and families across the Emirates. At […]
14
Jul
Jul
Cyber threats are more than just a technical issue in the modern world. The economy is now what could be called a ‘digital first economy’, meaning that cyber threats pose a serious business risk. For companies operating in the UAE and across the MENA region, the rise in ransomware, data breaches, and system outages makes […]
20
Jun
Jun
Life is unpredictable – and serious illness doesn’t only affect your health. It can disrupt your finances and lifestyle too. While life insurance remains crucial, critical illness cover is increasingly recognised for its importance in the insurance sector as it provides vital protection during your lifetime. Ian Featherstone, CEO of IAE Insure, explains why both […]